Costs and Funding
Understanding the Costs of Home Care with Watershed Care Services
Navigating the complexities of home care costs needn't be overwhelming. At Watershed Care Services, we simplify the financial aspects of home care to help you make informed decisions effortlessly. Whether you're considering visiting care, require live-in support or specialised care, we provide transparent pricing tailored to meet your specific needs.
Financial Support for Home Care
In the UK, financial thresholds play a key role in determining eligibility for care support:
Assets above £23,250: Typically, you will fund your care independently. Your home's value is not considered if care is received at your own residence.
Assets between £14,250 and £23,250: You might be eligible for partial funding, with contributions calculated based on your available income.
For detailed guidance, request a Financial Assessment from your local council to explore potential subsidies for your care costs. To find out more about Direct Payments follow this link or visit www.nhs.uk/CarersDirect.
Attendance Allownace for Over 65s
Those aged 65 or over with physical or mental disabilities can apply for Attendance Allowance, a tax-free benefit not subject to means-testing. There are two rates:
Basic Rate: £58.70 per week for those requiring frequent help or nightly supervision.
Higher Rate: £87.65 per week for continuous day and night support or terminal illness care. Individuals under 65 may qualify for Personal Independence Payments, ranging from £23.20 to £148.85 per week.
NHS Continuing Healthcare
NHS Continuing Healthcare This fully-funded care is available for those with complex medical needs, offering coverage for healthcare and associated care costs. Eligibility requires an assessment by health and social care professionals. Learn about NHS Continuing Healthcare.
Self Funding Home Care
While many of our clients self-fund their care, we understand that financial planning for care is crucial. We collaborate closely with you and your family to develop a feasible care and payment plan, adaptable to changing needs over time.
Carer’s Allowance
If you care for someone with disabilities for more than 35 hours a week and are over 16, you may be eligible for Carer's Allowance of £66.15 per week. This benefit has restrictions based on your earnings, education, and other benefits.
Visit www.direct.gov.uk and search for Carer’s Allowance for more information.
Maximising Benefits to Support Your Care Costs
Ensure you're receiving all the benefits you're entitled to that can help cover care costs. Our team can assist you in navigating these options, ensuring you receive the maximum support available for your situation.
Personal Health Budget
Funded by the NHS, these budgets let you tailor care and support plans with your health team. Whether managed by you or through third-party providers, these funds are designed for flexibility without the option to top-up.
What we Offer
Visiting Care
We offer flexible support tailored to complement your lifestyle.
For those looking for adaptable care that fits seamlessly into your daily routines, our visiting care services are charged at a competitive hourly rate. Contact us today to discuss your requirements and obtain a personalised quote.
Simplified Cost Process
From your initial inquiry, we aim to provide a clear outline of potential costs. This preliminary estimate is refined during our in-depth care assessment, ensuring our plan aligns perfectly with your needs and budget.
Live-in Care
We offer Comprehensive care for continuous support.
If your needs call for around-the-clock assistance, our live-in care options offer full-time support. Schedule a callback for a detailed discussion on our packages and pricing tailored to your comprehensive care needs.
Fully Regulated By CQC
At Watershed Care Services, we pride ourselves on delivering home care services that are not only comprehensive but also fully regulated by the Care Quality Commission (CQC) in England. This means that from the moment you first contact our dedicated team, every detail of the care we provide is meticulously monitored and adheres to the highest standards of safety and quality.
Specialised Care
We offer Bespoke Care to Fit Your Unique Needs
Our specialised care services are designed to provide you with the support you need, exactly when you need it. Choose from minimal support to extensive daily visits, live-in and 24-hour care. Our goal is ensuring you receive the right level of care at the right times
Why Regulation Matters
Assurance: Our adherence to strict CQC standards means your care is safe, reliable, and continuously monitored.
Trust: Being regulated confirms our commitment to excellence and your peace of mind.
Quality: Independent checks guarantee that all care aspects meet stringent professional standards.
For more information or to start your care journey with Watershed Care Services, reach out to us. We’re here to help you manage the costs of care with clarity and confidence.